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Kudos Finance and Investments Pvt. Ltd. is a Non-Banking Financial Company (NBFC) formed with a goal to help finance small-scale urban businesses through the medium of unsecured loans. Kudos also offers machinery loans that cover a wide range of metal cutting and metal forming machines, plastic machines, printing and packaging machines, and wood working machines, and includes providing finances for all major brands under the generator and compressor segment as well. At Kudos, we pioneer towards making your process of receiving a loan smooth and efficient. Minimum paperwork coupled with a short stipulated time makes Kudos a premium choice for small businesses.

In the economy there exists a funding gap between microfinance and other NBFC and banks that can be filled by a formalized lending process to micro and small enterprises. This gap is referred to as the “missing middle” market and KUDOS seeks to address this gap through its business models and products. Our loan services include MSME Loans, Business Loans, Machinery Loans and Short Term Loans. Businesses viable to be financed by Kudos includes kirana/general store, garment shops, wholesaler, retailers, distributor, trader, salons, allied dairy, hotels & bakery, home-based enterprise, shops and others which are the drivers of economic growth. Empowering small-scale businesses financially and in turn bridging the ‘missing middle’ in the economy is our priority.

Kudos Finance and Investments Pvt. Ltd. is a Non-Banking Financial Company (NBFC) formed with a goal to help finance small-scale urban businesses through the medium of unsecured loans. Our loan services include MSME Loans, Business Loans, Machinery Loans and Short Term Loans. Businesses viable to be financed by Kudos includes kirana/general store, garment shops, wholesaler, retailers, distributor, trader, salons, allied dairy, hotels & bakery, home-based enterprise, shops and others which are the drivers of economic growth.

In the economy there exists a funding gap between microfinance and other NBFC and banks that can be filled by a formalized lending process to micro and small enterprises. This gap is referred to as the “missing middle” market and KUDOS seeks to address this gap through its business models and products. Empowering small-scale businesses financially through the medium of MSME Loans, Business Loans, Machinery Loans and Short Term Loans and in turn bridging the ‘missing middle’ in the economy is our priority. At Kudos, we pioneer towards making your process of receiving a loan smooth and efficient. Minimum paperwork coupled with a short stipulated time makes Kudos a premium choice for small businesses.

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Founder

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Pavitra Walvekar

brings an indisputable wealth of experience to Kudos, having worked with major financial institutions including Citibank, Merrill Lynch and Wells Fargo, and bearing a Degree in Finance from the California State University, Fresno. His extensive knowledge regarding micro and macro markets and his international exposure in the world of finance make him indispensable to the firm. As CEO of Kudos Finance and Investments Pvt. Ltd. Pavitra is instrumental in enabling its products to reach and impact a wider audience within its target segment, thereby taking the company to higher realms.

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Advisory Committee

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Krishna. V. Iyer

is an angel investor based in Pune. He has been an entrepreneur and a management consultant earlier. He is also an advisor to Bharat Innovations Fund which is an initiative by IIMA-CIIE.

The following list includes his total experience achieved across the years.

  • AVP at ISEC (ICICI/JP Morgan JV) (1991-1996)
  • Founder of Fineng Solutions (1996-2003)
  • Head BFS (APAC) at Cognizant (2004-2012)
  • Corporate SVP at WNS (2012-2013)
  • Startups (2014):
    1. Co-founder of Sibia Analytics
    2. Investor/Mentor for alternate healthcare at www.healthyworld.in
    3. Mentor for medical devices at Healthmantra
    4. Mentor at growth company funding platform for Grex.in

Our vision stems from a motivation to encourage the growth of small-scale industries, by funding them thereby integrating them into the financial system and creating a social impact. We believe in building relationships that will be mutually rewarding in growth and presence, and thereby, our vision lies in becoming the most trusted and referred name in providing Financial Services to a niche market of Small-Scale Urban Businesses.

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VISION

Our mission lies in fulfilling the financial requirements of the specific segment of Small-Scale Urban Businesses through an understanding of its requirements, consequently providing a customized approach to our product offerings through simple and speedy processes.

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MISSION

Principles

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VALUE

VALUE

Our working is guided by a set of values that enable us to provide the very best for our clients.

ETHICS

ETHICS

A strict code of ethics governs our relationships with clients as well as our colleagues.

INTEGRITY

INTEGRITY

We believe that trust has to be earned, and we display our integrity through transparency in all our undertakings and financial disclosures.

EXCELLENCE

EXCELLENCE

Whatever we do, we do it well! We focus our efforts around the specific needs of the client and hold ourselves personally accountable for delivering timely, quality results.

Code of Conduct

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  • 1.

    We remain committed to promoting fair practices that are founded on respect and dignity, and cordial relations with clients, to foster trust and confidence in our company.

  • 2.

    We shall serve without prejudice and extend our financial services to all that lie within our target segment.

  • 3.

    We shall extend our courtesy to clients and seek to build trust, and long-term relationships with them through all interactions.

  • 4.

    We shall remain transparent in all our dealings.

  • 5.

    We shall provide financial assistance with regard to our client's requirements and their capacity to repay.

  • 6.

    We shall ensure simple and efficient means of access to our financial services for the convenience of clients.

  • 7.

    We shall collect over dues, if any, with propriety.